NXUS CPL

You don’t have to be an environmental insurance specialist to sell this. The people who built NXUS are, and the product is a direct expression of what they know. After decades in this market and more than 130,000 CPL placements, we built a policy that is genuinely superior, written in language anyone can read, and backed by two structural guarantees that no other carrier offers.

The NXUS CPL coverage form is a fully occurrence-based policy that offers the most comprehensive coverage for contractors’ pollution and environmental risks. Coverage can be selected on a practice or project basis.

Minimum Premium:
$750 – $1M

Minimum Deductible:
$1,000

Revenue Capacity:
$100M

Favorable Wording Guarantee: When a loss occurs, if the prior carrier’s wording would have been more favorable, we honor that instead. That's how confident we are in our industry-leading policy form. Our guarantees are built into our NXUS CPL policy form ensuring it's not a seperate endosement.
Contract Compliance Guarantee: If insurance compliance keeps your client off the job site, we’ll fix it at no extra cost so that they can get back to work

NXUS CPL: Quickly generate a comprehensive, bindable quote that meets strict contract requirements. It includes both guarantees below:

A.M. Best has assigned Lloyds of London Insurance Company a Financial Strength Rating of A+ XV.

Classifications not Covered: Oil & Gas, Aerial Chemical Spraying/Application

Highlights/Features

Occurrence Coverage Trigger for all Coverage (CPL, TPL, NODS, etc.)
Defense expense is outside the limit of insurance
Worldwide Coverage Territory available
Blanket Contractual Liability if required by written contract
Blanket Waiver of Subrogation if in writing and prior to a loss
Blanket Additional Insured if required by written contract and prior to a loss
Blanket Primary and Non-contributory wording if required by written contract
Newly Acquired Entities afforded automatic coverage for up to 90 days

Broad Form Named Insured for majority-owned subsidiaries and newly acquired entities
Emergency Expenses and Job Site 1st Party Discovery (with NXUS Max) at full policy limits to eliminate coverage gap
Robust 14-day commencement and discovery for Sudden and Accidental Site Location coverage, with 28 days to file a claim
Misdelivery of any liquid product covered under the Transportation Pollution Coverage (NXUS Max)
Favorable Wording Guarantee for moving from an expiring competing CPL policy
Contract Owner Guarantee to guarantee policy meets any contract requirements related to pollution liability